Find grants, rebates, forgivable loans, and free programs for Chapel Hill, NC, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chapel Hill, NC, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by NC DHHS that improves energy efficiency in income-eligible homes...
Provides grants for accessibility modifications to help seniors and people with disabilities remain in their homes safel...
Orange County HOME-funded program providing forgivable loans for major home repairs to low-income owner-occupants. Loan ...
Provides emergency grants to address immediate health and safety hazards for very low-income homeowners in Orange County...
Duke Energy offers rebates for qualifying high-efficiency electric heat pump installations. Rebate amounts vary based on...
Subsidized HVAC maintenance service for Duke Energy customers. Licensed technician performs comprehensive tune-up includ...
Duke Energy offers rebates for residential solar photovoltaic installations. Rebate is $0.60 per watt up to maximum of $...
USDA program providing low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 for very low-income homeowne...
VA grant for veterans with certain service-connected disabilities to construct or modify a home for wheelchair accessibi...
VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Smaller than S...
HUD-funded program to eliminate lead paint hazards in Orange County homes built before 1978 where children under age 6 r...
Emergency repair grant for very low-income homeowners facing urgent health and safety issues. Priority given to seniors ...
Town of Chapel Hill residents can access energy efficiency rebates for home improvements including ENERGY STAR appliance...
State program providing home repair assistance following federally declared disasters. Helps homeowners repair or rebuil...
Orange County program providing minor home repairs and safety modifications for low-income seniors (60+) to age in place...
OWASA offers financial assistance to qualifying low-income customers for repair or replacement of private sewer lateral ...
North Carolina state program providing property tax relief for qualifying homeowners age 65+ or totally and permanently ...
North Carolina property tax exclusion for disabled veterans or their surviving spouses. Excludes first $45,000 of assess...
Community Home Trust provides repair loans to CHT homeowners for necessary home repairs and maintenance. Low-interest or...
Duke Energy offers rebates for qualifying heat pump water heaters, which use electricity more efficiently than standard ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Chapel Hill, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chapel Hill, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.