USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants up to $7,500 available for seniors 62+ who cannot repay a loan. Chatham eligibility may be limited based on rural designation.

Grant portion for seniors unable to repay loan, otherwise 1% interest loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $7,500 for seniors 62+
  • Income below 50% area median required
  • Covers health, safety, accessibility repairs
  • Check Chatham rural eligibility status

How to Apply

A grant-savvy contractor in Chatham, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Chatham, NJ

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