Find grants, rebates, forgivable loans, and free programs for Cheektowaga, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cheektowaga, NY, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-eligible households in New York State. Services include insulation, air sealing,...
Federal HOME funds administered by New York State for major home repairs and rehabilitation for low-income homeowners. G...
Free lead hazard identification and remediation for homes built before 1978 where children under age 6 reside. Program c...
Erie County CDBG-funded program providing grants for major home repairs to income-qualified owner-occupants in Cheektowa...
Emergency repair grants for very low-income homeowners facing imminent threats to health and safety. Priority given to s...
Rebates for qualifying air-source and ground-source heat pumps installed by participating contractors in National Grid e...
Rebates for qualifying insulation and air sealing improvements that reduce energy usage. Covers attic, wall, and basemen...
Instant rebate for qualifying ENERGY STAR certified smart thermostats purchased through National Grid's online marketpla...
Statewide incentives for converting from fossil fuel heating to electric heat pumps. Includes air-source and ground-sour...
State incentives for residential solar photovoltaic systems installed by approved contractors. Incentives decline on a s...
Grants for accessibility improvements to homes of persons with disabilities. Covers wheelchair ramps, bathroom modificat...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with certain service-connected disabilities to adapt an existing home for accessibility. Covers modif...
Property tax exemption for homeowners age 65+ meeting income requirements. Exemption ranges from 5% to 50% of assessed v...
Enhanced School Tax Relief (STAR) exemption for seniors 65+ with income under $93,200 (2024). Provides greater property ...
Grants for income-qualified homeowners to repair or replace failing sanitary sewer laterals (the pipe connecting home to...
Rebates for qualifying high-efficiency natural gas water heaters with ENERGY STAR certification or equivalent efficiency...
State income tax credit equal to 20% of qualified rehabilitation expenditures for owner-occupied historic homes listed o...
Regular heating benefit to help low-income households pay heating bills during winter months. Amount varies based on hou...
Emergency heating assistance for households facing life-threatening heating emergencies such as no heat, broken heating ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Cheektowaga, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cheektowaga, 18 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.