USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants available only to seniors 62+ who cannot afford loan repayment. Funds remove health and safety hazards.

Combination of loan (1% interest, 20 years) and grant for seniors

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • For rural area homeowners (check eligibility)
  • Income at or below 50% AMI required
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Cheektowaga, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cheektowaga, NY

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