Find grants, rebates, forgivable loans, and free programs for Chesapeake Beach, MD, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chesapeake Beach, MD, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred, forgivable loans to low- and moderate-income homeowners in Calvert County for major home rehabilitati...
Provides emergency grants to very low-income homeowners in Calvert County for critical health and safety repairs. Covers...
State-funded weatherization program providing free energy efficiency improvements to low-income households. Includes ins...
Provides free lead hazard reduction services for homes built before 1978 where a child under six has an elevated blood l...
SMECO provides rebates for qualifying high-efficiency heat pump installations. Rebate amount varies by system efficiency...
Rebate program for SMECO customers who install qualifying ENERGY STAR certified heat pump water heaters. Helps offset th...
SMECO offers rebates for qualifying attic and wall insulation installations that meet minimum R-value requirements. Help...
Free comprehensive home energy audit for SMECO customers, including blower door test, infrared imaging, and customized e...
State grant to help Maryland homeowners offset the cost of solar photovoltaic system installations. Grant amount based o...
Federal tax credit covering 30% of the total cost of residential solar panel and battery storage system installations. C...
State tax credit for Maryland homeowners whose property taxes exceed a certain percentage of their gross income. Credit ...
Local property tax credit for Calvert County homeowners age 65 and older with qualifying income. Credit supplements the ...
USDA program providing low-interest loans and grants to very low-income rural homeowners to repair or improve their home...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. C...
VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Smaller grant ...
Low-interest loan program to help Maryland homeowners make accessibility modifications to their homes for household memb...
Calvert County grant program to help homeowners upgrade failing or aging septic systems to protect water quality in the ...
Assistance program to help income-qualified homeowners repair or replace private water and sewer laterals connecting the...
State tax credit program for homeowners who provide shared housing to unrelated seniors or persons with disabilities. En...
State tax credit for substantial rehabilitation of historic properties listed on the National Register. Combined with fe...
State grant to help Maryland homeowners in flood-prone areas implement flood mitigation measures such as home elevation,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Chesapeake Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chesapeake Beach, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.