USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants to very low-income rural homeowners to repair or improve their homes. Grants available only to seniors (62+) who cannot afford loan repayment. Chesapeake Beach may qualify as rural area.

Typical combination of loan and grant for senior homeowner; seniors 62+ may receive grant component

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low-income requirement (50% AMI)
  • For health and safety repairs
  • Must be in designated rural area

How to Apply

A grant-savvy contractor in Chesapeake Beach, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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