Home Improvement Grants in Chesapeake.

Find grants, rebates, forgivable loans, and free programs for Chesapeake, VA, filtered to your situation.

As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chesapeake, VA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 31 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Chesapeake Owner-Occupied Housing Rehabilitation Program

Provides forgivable loans to low- and moderate-income owner-occupants in Chesapeake for major home repairs and rehabilit...

Home Repair
Up to $10,000 grant

Chesapeake Emergency Home Repair Program

Provides emergency repair grants for owner-occupied households in Chesapeake with income at or below 50% AMI. Addresses ...

Emergency
Up to $15,000 grant

Chesapeake ADA Accessibility Modification Program

Provides grants to income-qualified Chesapeake homeowners with disabilities for accessibility modifications including ra...

Seniors & Disability
Up to $12,000 grant

Chesapeake Senior Home Repair Program

Provides home repair grants to low-income senior homeowners age 62+ in Chesapeake for critical repairs and accessibility...

Seniors & Disability
Up to $5,000 rebate

Chesapeake Water Lateral Replacement Program

Provides rebates to Chesapeake homeowners for replacing deteriorated or leaking private water service laterals. Program ...

Home Repair
Up to $7,500 forgivable loan

Chesapeake Sewer Lateral Repair Assistance

Provides forgivable loans to income-qualified Chesapeake homeowners for repairing or replacing failed private sewer late...

Home Repair
Average $8,500 in energy improvements

Virginia Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the state to reduce energy costs for low-income Virginia househo...

Weatherization
Up to $40,000 loan at 1% interest

Virginia Housing Rehabilitation Loan Program

Low-interest home improvement loans up to $40,000 at 1% interest for moderate-income Virginia homeowners. May be combine...

Home Repair
Up to $25,000 grant

Virginia Indoor Plumbing Rehabilitation Program

Provides grants to very low-income Virginia homeowners to install or repair indoor plumbing facilities and eliminate hea...

Home Repair
Free lead hazard abatement

Virginia Lead-Safe Homes Program

HUD-funded program providing free lead hazard reduction services to Virginia homes built before 1978 with children under...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Provides grants up to $10,000 for homeowners age 62+ and very low-interest loans up to $27,500 for very low-income homeo...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to adapt a family member's home for accessibilit...

Veterans
Up to $800 rebate

Dominion Energy Heat Pump Rebate

Rebates for Dominion Energy electric customers who install qualifying high-efficiency heat pumps. Rebate amounts vary by...

Energy
$150 discounted tune-up

Dominion Energy HVAC Tune-Up Program

Provides discounted HVAC tune-ups for Dominion Energy customers to improve system efficiency and reduce energy costs. Pr...

Energy
Up to $500 rebate

Dominion Energy Home Insulation Rebate

Rebates for Dominion Energy electric customers who add insulation to attics, walls, or crawl spaces. Rebate amount varie...

Weatherization
Up to $600 rebate

Dominion Energy Heat Pump Water Heater Rebate

Rebates for Dominion Energy electric customers who install qualifying ENERGY STAR certified heat pump water heaters. Hea...

Energy
$85 instant rebate

Dominion Energy Smart Thermostat Program

Instant rebates on qualifying smart thermostats purchased through Dominion Energy's online marketplace. Smart thermostat...

Energy
Performance-based solar credits

Dominion Energy Residential Solar Purchase Program

Program allowing Dominion Energy customers to sell the renewable energy credits from their rooftop solar installations. ...

Solar/Renewable
100% property tax exemption on solar value

Virginia Solar Energy Equipment Property Tax Exemption

Virginia state law exempts certified solar energy equipment, facilities, and devices from local property taxes. This exe...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit (ITC) provides a 30% tax credit for solar photovoltaic systems installed on residential pr...

Solar/Renewable
Up to $2,500 rebate

Chesapeake Residential Stormwater Rebate Program

Provides rebates to Chesapeake homeowners who install qualifying stormwater management best practices such as rain garde...

Disaster
Up to $24,999 per unit

Virginia HOME Investment Partnerships Program

Federal HOME funds administered by Virginia DHCD to support owner-occupied rehabilitation for low-income households. Gra...

Home Repair
Free virtual energy audit

Dominion Energy Virtual Home Energy Assessment

Free online home energy assessment for Dominion Energy customers provides personalized recommendations to reduce energy ...

Weatherization
Monthly mortgage assistance

Virginia Housing Choice Voucher Homeownership Program

Allows eligible Housing Choice Voucher participants to use their voucher toward monthly homeownership expenses including...

Homebuyer
Up to 100% tax exemption

Chesapeake Real Estate Tax Relief for Elderly and Disabled

Provides real estate tax relief for Chesapeake residents age 65+ or permanently disabled with limited income and net wor...

Property Tax Relief
Up to $600 cooling assistance

Virginia Energy Assistance Program (Cooling)

Provides one-time cooling assistance to eligible Virginia households during summer months. Priority given to households ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Chesapeake

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Frequently asked questions

What home improvement grants are available in Chesapeake, VA?

31 programs are currently listed for Chesapeake, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Chesapeake have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chesapeake, 19 programs do not require repayment, 3 are forgivable loans, and 7 are rebates.

How do I apply for home repair grants in Chesapeake?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.