Virginia Housing Rehabilitation Loan Program

Virginia Housing (VHDA)

Available Home Repair

About This Program

Low-interest home improvement loans up to $40,000 at 1% interest for moderate-income Virginia homeowners. May be combined with a Virginia Housing first mortgage for purchase-rehab transactions. Available through participating lenders statewide.

Low-interest loan at 1% for home improvements

Key Details

  • Loan up to $40,000 at 1% interest
  • Income limits apply (moderate income)
  • Owner-occupied homes in Virginia
  • Can combine with purchase mortgage
  • Available through participating lenders

How to Apply

Visit Official Program Page Track this program

(877) 843-2123

Deadline: Ongoing through participating lenders

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