Find grants, rebates, forgivable loans, and free programs for Chesapeake, VA, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chesapeake, VA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to low- and moderate-income owner-occupants in Chesapeake for major home repairs and rehabilit...
Provides emergency repair grants for owner-occupied households in Chesapeake with income at or below 50% AMI. Addresses ...
Provides grants to income-qualified Chesapeake homeowners with disabilities for accessibility modifications including ra...
Provides home repair grants to low-income senior homeowners age 62+ in Chesapeake for critical repairs and accessibility...
Provides rebates to Chesapeake homeowners for replacing deteriorated or leaking private water service laterals. Program ...
Provides forgivable loans to income-qualified Chesapeake homeowners for repairing or replacing failed private sewer late...
Federally funded weatherization program administered by the state to reduce energy costs for low-income Virginia househo...
Low-interest home improvement loans up to $40,000 at 1% interest for moderate-income Virginia homeowners. May be combine...
Provides grants to very low-income Virginia homeowners to install or repair indoor plumbing facilities and eliminate hea...
HUD-funded program providing free lead hazard reduction services to Virginia homes built before 1978 with children under...
Provides grants up to $10,000 for homeowners age 62+ and very low-interest loans up to $27,500 for very low-income homeo...
Provides grants to veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...
Provides grants to veterans with certain service-connected disabilities to adapt a family member's home for accessibilit...
Rebates for Dominion Energy electric customers who install qualifying high-efficiency heat pumps. Rebate amounts vary by...
Provides discounted HVAC tune-ups for Dominion Energy customers to improve system efficiency and reduce energy costs. Pr...
Rebates for Dominion Energy electric customers who add insulation to attics, walls, or crawl spaces. Rebate amount varie...
Rebates for Dominion Energy electric customers who install qualifying ENERGY STAR certified heat pump water heaters. Hea...
Instant rebates on qualifying smart thermostats purchased through Dominion Energy's online marketplace. Smart thermostat...
Program allowing Dominion Energy customers to sell the renewable energy credits from their rooftop solar installations. ...
Virginia state law exempts certified solar energy equipment, facilities, and devices from local property taxes. This exe...
Federal Investment Tax Credit (ITC) provides a 30% tax credit for solar photovoltaic systems installed on residential pr...
Provides rebates to Chesapeake homeowners who install qualifying stormwater management best practices such as rain garde...
Federal HOME funds administered by Virginia DHCD to support owner-occupied rehabilitation for low-income households. Gra...
Free online home energy assessment for Dominion Energy customers provides personalized recommendations to reduce energy ...
Allows eligible Housing Choice Voucher participants to use their voucher toward monthly homeownership expenses including...
Provides real estate tax relief for Chesapeake residents age 65+ or permanently disabled with limited income and net wor...
Provides one-time cooling assistance to eligible Virginia households during summer months. Priority given to households ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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31 programs are currently listed for Chesapeake, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chesapeake, 19 programs do not require repayment, 3 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.