USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides grants (up to $27,500) and loans (up to $40,000) to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes, or to remove health and safety hazards. Grants available to homeowners age 62+ who cannot repay a loan.

Grant amount for eligible seniors 62+, loan amounts higher but must be repaid

Key Details

  • Grant up to $27,500 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low income requirement (50% AMI)
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Chester Township, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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