USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest (1%) loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. While Chester itself is not designated rural, nearby portions of Chesterfield County may qualify. Contact USDA to verify address eligibility.

Loan at 1% interest over 20 years for qualifying repairs

Key Details

  • Low-interest (1%) loans up to $40,000
  • For very low-income homeowners
  • Must be in USDA-eligible rural area
  • 20-year repayment term
  • Contact USDA to verify Chester area eligibility

How to Apply

A grant-savvy contractor in Chester, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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