Find grants, rebates, forgivable loans, and free programs for Chester, VA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chester, VA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied single-family homes in Chesterfield County for househ...
Grant assistance for emergency home repairs that pose immediate threats to health and safety for Chesterfield County hom...
Provides grants for accessibility modifications to homes in Chesterfield County for elderly or disabled residents at or ...
Federally funded weatherization program providing free energy efficiency upgrades to income-qualified Virginia household...
Low-interest rehabilitation loans for owner-occupied homes in Virginia. Funds can be used for major repairs, additions, ...
HUD-funded program to eliminate lead-based paint hazards in Virginia homes built before 1978 with children under age 6. ...
Rebate for qualifying heat pump installations in Dominion Energy service territory. Incentive amount varies by system ef...
Rebate for adding insulation to existing homes in Dominion Energy Virginia service area. Must meet minimum R-value requi...
Rebate for purchasing and installing qualifying smart thermostats that can be programmed or controlled remotely. Must be...
Net metering allows Chester homeowners with solar panels to receive credits on their electric bill for excess energy sen...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including equipment, labor,...
Low-interest (1%) loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or mode...
Grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....
Grant for veterans with certain service-connected disabilities to help build, buy, or modify a home to meet their needs....
Grant for veterans with certain service-connected disabilities to adapt a family member's home they live in. Eligible di...
Provides grants for minor home repairs and safety modifications for Chesterfield County seniors age 60+ who are at or be...
Grant assistance for low-income homeowners in Chesterfield County to repair or replace failing septic systems. Program h...
Cost-sharing program to replace aging or failing water service laterals (the pipe connecting home to public water main)....
Property tax relief for Chesterfield County homeowners age 65+ or permanently disabled with household income below $60,0...
Rebate for replacing electric resistance or oil water heater with qualifying heat pump water heater. Must meet minimum e...
Federal HOME funds administered by Virginia DHCD through local governments for home rehabilitation and repair. Forgivabl...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Chester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chester, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.