WHEDA Home Improvement Loan Program

Wisconsin Housing and Economic Development Authority

Available Home Repair

About This Program

Low-interest home improvement loans for Wisconsin homeowners with moderate income. Funds can be used for essential repairs, accessibility modifications, energy efficiency upgrades, and general rehabilitation.

Loan amount based on approved repairs and homeowner creditworthiness

Verified against Wisconsin Housing and Economic Development Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $35,000
  • Income limits vary by household size
  • Must be owner-occupied in Wisconsin
  • Covers repairs, accessibility, energy upgrades
  • Apply through participating Wisconsin lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 334-6873

A grant-savvy contractor in Chippewa Falls, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Chippewa Falls early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

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