Home Improvement Grants in Chippewa Falls.

Find grants, rebates, forgivable loans, and free programs for Chippewa Falls, WI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chippewa Falls, WI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants11Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates9Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Wisconsin Weatherization Assistance Program (WAP)

Provides free energy efficiency improvements to low-income households in Chippewa County. Services include insulation, a...

Weatherization
Up to $50,000

WHEDA Home Improvement Loan Program

Low-interest home improvement loans for Wisconsin homeowners with moderate income. Funds can be used for essential repai...

Home Repair
Forgivable loan up to $24,999

Chippewa Falls Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loans for major home repairs for low-income homeowners within Chippewa Falls city limits. Loan is...

Home Repair
Free lead hazard removal

Wisconsin Childhood Lead Poisoning Prevention Program

State-funded program to identify and remove lead hazards in Wisconsin homes where a child under 6 has elevated blood lea...

Home Repair
Rebates up to $500-1,000

Xcel Energy Home Energy Squad

Low-cost home energy assessment and installation service for Xcel Energy customers in Wisconsin. Technicians install LED...

Energy
Up to $200 rebate

Xcel Energy Air Conditioning Rebate

Rebate for purchasing and installing a qualifying high-efficiency central air conditioner for Xcel Energy customers in W...

Energy
Up to $800 rebate

Xcel Energy Furnace Rebate

Rebate for installing a qualifying high-efficiency natural gas furnace for Xcel Energy customers in Wisconsin. Higher re...

Energy
Up to $3,500 in rebates

Focus on Energy Home Performance Rewards

Rebates for comprehensive whole-home energy efficiency improvements in Wisconsin. After a qualified energy assessment, h...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in rural areas to repair or improve homes, especially to re...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they will resid...

Veterans
Up to $5,000 grant

Chippewa Falls Emergency Home Repair Grant

Grant assistance for emergency home repairs for very low-income homeowners in Chippewa Falls. Addresses urgent health an...

Emergency
Up to $15,000 grant

Chippewa Falls ADA Accessibility Modification Grant

CDBG-funded grants for accessibility modifications for low-income homeowners with disabilities in Chippewa Falls. Covers...

Seniors & Disability
Forgivable loan up to $10,000

Chippewa Falls Sewer & Water Lateral Assistance

Forgivable loan program to assist moderate-income homeowners with the cost of repairing or replacing private sewer and w...

Home Repair
Up to $3,000 grant

Wisconsin Senior Home Repair Program

Grants for minor home repairs and modifications that enable seniors age 60+ to continue living safely and independently ...

Seniors & Disability
Up to $35,000 grant/loan

Wisconsin HOME Investment Partnerships Program

Federal HOME program funds administered through the State of Wisconsin for owner-occupied housing rehabilitation in smal...

Home Repair
$50 rebate for old refrigerator recycling

Focus on Energy Refrigerator Recycling Rebate

Get $50 for recycling an old working refrigerator or freezer through Focus on Energy. Free pick-up and environmentally r...

Energy
Up to $2,700 rebate

Xcel Energy Heat Pump Rebate

Rebate for installing qualifying air-source or ground-source heat pumps for Xcel Energy customers in Wisconsin. Higher r...

Energy
$50-100 rebate

Xcel Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat for Xcel Energy customers. Smart thermostats optimize...

Energy
Up to $300 rebate

Xcel Energy Evaporative Cooler Rebate

Rebate for installing a qualifying whole-house evaporative cooler for Xcel Energy customers. Evaporative coolers use sig...

Energy
Up to $750 rebate

Xcel Energy Water Heater Rebate

Rebates for installing high-efficiency water heaters for Xcel Energy customers. Rebates available for natural gas storag...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Chippewa Falls

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Chippewa Falls, WI?

25 programs are currently listed for Chippewa Falls, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Chippewa Falls have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chippewa Falls, 11 programs do not require repayment, 3 are forgivable loans, and 9 are rebates.

How do I apply for home repair grants in Chippewa Falls?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.