USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Home Repair

About This Program

USDA grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income rural homeowners to repair or improve their homes. Christiansburg qualifies as a rural area under USDA guidelines. Grants do not require repayment; loans at 1% interest for 20 years.

Grant portion for seniors; loan at 1% interest for others

Key Details

  • Grant up to $7,500 for seniors 62+ to remove hazards
  • Loan up to $20,000 at 1% interest for other repairs
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area (Christiansburg qualifies)
  • Owner-occupied primary residence only

How to Apply

Get free help applying Visit Official Program Page Track this program

(540) 345-7029

A grant-savvy contractor in Christiansburg, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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