Virginia Housing Community Development Authority Loan

Virginia Housing (VHDA)

Available Home Repair

About This Program

Affordable home improvement loan program from Virginia Housing for homeowners in underserved communities. Offers below-market interest rates for repairs, improvements, and energy efficiency upgrades. Credit flexibility for low-to-moderate income borrowers.

Loan at below-market interest rate based on creditworthiness

Key Details

  • Loan up to $50,000 for home improvements
  • Below-market interest rates available
  • Flexible credit requirements
  • Income limits apply (typically up to 120% AMI)
  • Must be owner-occupied primary residence

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 843-2123

A grant-savvy contractor in Christiansburg, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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