FHA Title 1 Home Improvement Loan

Federal (HUD/FHA)

Available Home Repair

About This Program

Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only, no equity required). Fills the gap when grants don't cover everything. Available through FHA-approved lenders in Cincinnati area.

No equity required up to $7,500 (signature loan)

Key Details

  • Up to $7,500 unsecured (no equity needed)
  • Up to $25,000 secured against home
  • Available through FHA-approved Cincinnati area lenders
  • No income limit, fills gap when grants run out

How to Apply

Deadline: Year-round through FHA lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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