Home Improvement Grants in Clarksville.

Find grants, rebates, forgivable loans, and free programs for Clarksville, TN, filtered to your situation.

As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Clarksville, TN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 31 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Clarksville Owner-Occupied Housing Rehabilitation Program

Provides forgivable loans for major home repairs to owner-occupied homes in Clarksville city limits for households at or...

Home Repair
Up to $7,500 grant

Clarksville Emergency Home Repair Grant

Provides emergency home repair grants for urgent health and safety hazards in owner-occupied homes for households at or ...

Emergency
Up to $15,000 grant

Clarksville ADA Home Accessibility Grant

Provides grants for accessibility modifications to owner-occupied homes in Clarksville for households with disabled resi...

Seniors & Disability
Up to $8,500 in energy upgrades

Tennessee Weatherization Assistance Program (Clarksville)

Federal WAP program administered by Tennessee DHS providing free weatherization services to income-eligible households i...

Weatherization
Free lead hazard removal

Tennessee Lead-Based Paint Hazard Control Program

HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 in Tennessee. Priority ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very-low-income homeowners in eligible rural areas of Montgomery County to repair, ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....

Seniors & Disability
Up to $15,000 down payment assistance

Great Choice Plus Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in Tennessee. Provided as a second mortgage with 0% i...

Homebuyer
Up to $1,500 rebate

CDE Lightband Heat Pump Rebate

Rebate for installation of qualifying high-efficiency electric heat pumps in CDE Lightband service territory. Rebate amo...

Energy
Up to $500 rebate

CDE Lightband Heat Pump Water Heater Rebate

Rebate for replacing existing electric water heater with qualifying heat pump water heater. Available to all CDE Lightba...

Energy
Up to $100 rebate

CDE Lightband Smart Thermostat Program

Rebate for purchase and installation of qualifying smart thermostats that enable demand response and energy savings. Ava...

Energy
Up to $400 rebate

CDE Lightband Insulation Rebate

Rebate for adding insulation to attics, walls, and crawl spaces in electrically heated homes. Must meet minimum R-value ...

Weatherization
Subsidized $50 assessment (up to $250 value)

TVA eScore Home Energy Assessment

Comprehensive home energy assessment conducted by certified energy advisor for just $50 (normally $250-300). Includes bl...

Energy
Up to $1,000 in combined rebates

TVA Quality Contractor Network Incentives

Incentives for energy efficiency upgrades performed by TVA Quality Contractor Network members. Combines utility rebates ...

Energy
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify a home for accessibility. Available to veterans...

Veterans
Up to $5,000 grant

Montgomery County Senior Home Repair Program

Provides grants for minor home repairs and modifications to help seniors age 60+ remain safely in their homes. Covers em...

Seniors & Disability
Forgivable loan up to $10,000

Clarksville Sewer Lateral Repair Program

Provides forgivable loans for repair or replacement of failed private sewer laterals for income-eligible Clarksville hom...

Home Repair
Varies by damage, up to $50,000

Tennessee Disaster Recovery Housing Program

CDBG-DR funded program activated after federally declared disasters to help homeowners rebuild and recover. Funding and ...

Disaster
Free or low-cost course ($50-100)

THDA Homebuyer Education Course

Required HUD-approved homebuyer education course for THDA mortgage and down payment assistance programs. Covers budgetin...

Homebuyer Ed
Varies by income and assessment

Tennessee Property Tax Relief for Elderly/Disabled

State property tax relief program for homeowners age 65+ or permanently disabled with total income under $35,250 (2024)....

Property Tax Relief
Up to $35,000 per unit

Tennessee HOME Rental Rehabilitation Program

Federal HOME funds for rehabilitation of rental properties affordable to low-income households. Property owners receive ...

Home Repair
Up to $600 per season

Low Income Home Energy Assistance Program (LIHEAP)

Federal energy assistance program helping low-income households pay heating and cooling bills. Priority given to elderly...

Energy
Credit at retail rate

CDE Lightband Net Metering Program

Net metering allows residential solar customers to receive credit for excess electricity generated and sent back to the ...

Solar/Renewable
30% tax credit

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including equipment and lab...

Solar/Renewable
Up to $5,000 state tax credit

Tennessee Green Energy Tax Credit

State tax credit for residential solar, geothermal, and other renewable energy installations in Tennessee. Program has b...

Solar/Renewable
Property tax freeze or reduction

Clarksville Historic Preservation Tax Incentives

Property tax incentives for rehabilitation of historic structures within Clarksville historic districts or individually ...

Historic

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Clarksville

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Frequently asked questions

What home improvement grants are available in Clarksville, TN?

31 programs are currently listed for Clarksville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Clarksville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Clarksville, 20 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Clarksville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.