Find grants, rebates, forgivable loans, and free programs for Clarksville, TN, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Clarksville, TN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied homes in Clarksville city limits for households at or...
Provides emergency home repair grants for urgent health and safety hazards in owner-occupied homes for households at or ...
Provides grants for accessibility modifications to owner-occupied homes in Clarksville for households with disabled resi...
Federal WAP program administered by Tennessee DHS providing free weatherization services to income-eligible households i...
HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 in Tennessee. Priority ...
Low-interest loans up to $40,000 for very-low-income homeowners in eligible rural areas of Montgomery County to repair, ...
Grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....
Down payment and closing cost assistance for first-time homebuyers in Tennessee. Provided as a second mortgage with 0% i...
Rebate for installation of qualifying high-efficiency electric heat pumps in CDE Lightband service territory. Rebate amo...
Rebate for replacing existing electric water heater with qualifying heat pump water heater. Available to all CDE Lightba...
Rebate for purchase and installation of qualifying smart thermostats that enable demand response and energy savings. Ava...
Rebate for adding insulation to attics, walls, and crawl spaces in electrically heated homes. Must meet minimum R-value ...
Comprehensive home energy assessment conducted by certified energy advisor for just $50 (normally $250-300). Includes bl...
Incentives for energy efficiency upgrades performed by TVA Quality Contractor Network members. Combines utility rebates ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to modify a home for accessibility. Available to veterans...
Provides grants for minor home repairs and modifications to help seniors age 60+ remain safely in their homes. Covers em...
Provides forgivable loans for repair or replacement of failed private sewer laterals for income-eligible Clarksville hom...
CDBG-DR funded program activated after federally declared disasters to help homeowners rebuild and recover. Funding and ...
Required HUD-approved homebuyer education course for THDA mortgage and down payment assistance programs. Covers budgetin...
State property tax relief program for homeowners age 65+ or permanently disabled with total income under $35,250 (2024)....
Federal HOME funds for rehabilitation of rental properties affordable to low-income households. Property owners receive ...
Federal energy assistance program helping low-income households pay heating and cooling bills. Priority given to elderly...
Net metering allows residential solar customers to receive credit for excess electricity generated and sent back to the ...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including equipment and lab...
State tax credit for residential solar, geothermal, and other renewable energy installations in Tennessee. Program has b...
Property tax incentives for rehabilitation of historic structures within Clarksville historic districts or individually ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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31 programs are currently listed for Clarksville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Clarksville, 20 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.