USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture

Available Home Repair

About This Program

Federal program providing low-interest loans (up to $27,500) and grants (up to $10,000) to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Seniors 62+ may qualify for grants.

Maximum grant amount for seniors removing health/safety hazards

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $27,500 at 1% interest for very-low-income homeowners
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Must be in eligible rural area (check with USDA)
  • Repairs must address health and safety issues
  • Owner-occupied primary residence required

How to Apply

A grant-savvy contractor in Clawson, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Clawson early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round applications; subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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