USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or modernize homes. Cleveland Heights does not qualify as rural, but homeowners should verify eligibility for nearby areas.

Grant up to $10,000 for seniors 62+, low-interest loan available

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $10,000 for seniors 62+
  • Low-interest loan up to $40,000 available
  • Very low-income rural homeowners
  • Limited availability in Cleveland Heights area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Cleveland Heights, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cleveland Heights early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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