USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for homeowners 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest for up to 20 years.

Senior homeowners may combine $10,000 grant with low-interest loan; grant does not require repayment

Key Details

  • Up to $40,000 loan at 1% interest + $10,000 grant
  • Income must be very low (50% AMI or below)
  • Homeowners 62+ eligible for grant portion
  • Must be in eligible rural area
  • Covers health, safety, and accessibility improvements

How to Apply

A grant-savvy contractor in Clinton, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Clinton, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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