Find grants, rebates, forgivable loans, and free programs for Clive, IA, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Clive, IA, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by IMPACT Community Action Partnership serving Polk County. Provide...
State-funded home rehabilitation program providing forgivable loans for major repairs to owner-occupied homes. Loan is f...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
Comprehensive home energy audit conducted by a certified professional to identify energy-saving opportunities. Includes ...
Rebate for adding insulation to attics, walls, or crawl spaces in existing homes. Must meet minimum R-value requirements...
Rebates for installing high-efficiency furnaces, air conditioners, and heat pumps. Equipment must meet ENERGY STAR or hi...
Enhanced rebates for installing air-source or geothermal heat pumps to replace electric resistance or fossil fuel heatin...
Rebates for installing ENERGY STAR certified electric or natural gas water heaters, including heat pump water heaters an...
Rebate for purchasing and installing a qualifying Wi-Fi-enabled smart thermostat. Helps homeowners save energy through a...
Incentive for installing residential solar photovoltaic systems. Pays $750 per kilowatt of installed capacity. Customers...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers wh...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...
Community Development Block Grant-funded program providing forgivable loans for emergency and critical home repairs for ...
Grant program for seniors 60+ in Polk County to address home safety hazards and make minor repairs that allow aging in p...
Cost-share program to help Clive homeowners repair or replace failing sanitary sewer lateral lines from the home to the ...
Emergency assistance grants for very low-income Polk County homeowners facing urgent home repairs that threaten health a...
Federal HOME funds administered by Polk County for comprehensive rehabilitation of owner-occupied homes. Forgivable loan...
Down payment and closing cost assistance for first-time homebuyers in Iowa. Combines with low-interest mortgage products...
HUD-certified homebuyer education courses covering budgeting, mortgages, home inspection, and maintenance. Required for ...
Federal tax credit equal to 20% of annual mortgage interest paid, up to $2,000 per year. Can be claimed every year for t...
Property tax credit for Iowa homeowners age 65+ or totally disabled with household income under $25,881 (2024). Credit a...
Property tax exemption for disabled veterans with 70%+ service-connected disability rating. 100% exemption of property t...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Clive, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Clive, 17 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.