USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair or improve their homes. Grants available only to seniors 62+ who cannot afford a loan. Properties must be in USDA-eligible rural areas.

Grant/loan combination varies by age and ability to repay

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement (50% AMI)
  • Must be in USDA-eligible rural area
  • Covers health/safety repairs and accessibility

How to Apply

A grant-savvy contractor in Coatesville, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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