USDA Section 504 Home Repair Grants & Loans

About This Program

Provides grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. Must be in eligible rural areas.

Grant for seniors covers full cost up to $7,500; loan portion at 1% interest

Key Details

• Grants up to $7,500 for seniors 62+
• Loans up to $20,000 at 1% interest
• Must be very low income (50% AMI or below)
• Owner-occupied home in eligible rural area
• Removes health and safety hazards

How to Apply

A grant-savvy contractor in Cocoa Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability