Florida SHIP Home Repair Program

Florida Housing Finance Corporation / Brevard County

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funds administered by Brevard County provide forgivable loans for home repairs and rehabilitation to low-income homeowners. Loan is forgiven after compliance period of maintaining occupancy and property taxes.

Forgivable loan, no repayment required if occupancy requirements met

Key Details

  • Forgivable loan up to $50,000 for home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Brevard County
  • Covers roofing, structural, systems, accessibility
  • Loan forgiven after compliance period

How to Apply

A grant-savvy contractor in Cocoa, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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