USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or modernize their homes or remove health and safety hazards. Combination of loan and grant available.

Estimated value combines typical loan and grant amounts for qualifying seniors

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for homeowners 62+
  • Must be very low-income and unable to get credit
  • Removes health and safety hazards
  • May be available in portions of Shelby County

How to Apply

Get free help applying Visit Official Program Page Track this program

(901) 544-0030

A grant-savvy contractor in Collierville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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