Find grants, rebates, forgivable loans, and free programs for Collinsville, IL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Collinsville, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for major home repairs for low-income owner-occupants in Collinsville. Loan is forgi...
Provides emergency home repair grants for very low-income owner-occupants facing immediate health and safety hazards. Gr...
HUD-funded program providing free lead hazard control services for homes built before 1978 in Madison County with childr...
Grant program for low-income homeowners needing accessibility modifications such as wheelchair ramps, widened doorways, ...
Federally funded weatherization program administered by Illinois DCEO providing free energy efficiency improvements incl...
State-funded grant program providing accessibility modifications for Illinois homeowners with disabilities. Covers ramps...
Ameren Illinois offers rebates for qualifying high-efficiency central air conditioners, heat pumps, and smart thermostat...
Ameren Illinois provides rebates for qualifying home insulation improvements including attic, wall, and basement insulat...
Rebates for installing energy-efficient electric water heaters, including heat pump water heaters (up to $400) and stand...
Free home energy assessments and efficiency upgrades for income-qualified Ameren Illinois customers, including insulatio...
Illinois Shines provides Renewable Energy Credits (RECs) for residential solar installations, effectively reducing the u...
USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural...
VA grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their needs. Cove...
VA grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to adapt...
HUD HOME Investment Partnerships Program funds for major home rehabilitation in Madison County. Forgivable loan for low-...
Grant program specifically for senior homeowners (62+) in Collinsville needing home repairs to age in place safely. Cove...
Grant program to assist low-income homeowners with the cost of repairing or replacing defective sewer lateral lines on p...
State-funded lead hazard control program for homes with children under 6 years old with elevated blood lead levels or at...
Illinois homeowners age 65+ can exempt up to $8,000 of assessed value from property taxes. Must be occupied as principal...
Illinois homeowners age 65+ with household income below $65,000 can freeze the assessed value of their home, preventing ...
Federal heating and cooling assistance program for low-income Illinois households. Provides financial assistance with en...
State disaster recovery program activated after federally declared disasters to help homeowners repair or rebuild homes ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Collinsville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Collinsville, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.