Home Improvement Grants in Collinsville.

Find grants, rebates, forgivable loans, and free programs for Collinsville, IL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Collinsville, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Collinsville Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs for low-income owner-occupants in Collinsville. Loan is forgi...

Home Repair
Up to $7,500 grant

Collinsville Emergency Home Repair Grant

Provides emergency home repair grants for very low-income owner-occupants facing immediate health and safety hazards. Gr...

Emergency
Free lead hazard removal

Madison County Lead Hazard Reduction Program

HUD-funded program providing free lead hazard control services for homes built before 1978 in Madison County with childr...

Home Repair
Grant up to $15,000

Collinsville Accessibility Modification Program

Grant program for low-income homeowners needing accessibility modifications such as wheelchair ramps, widened doorways, ...

Seniors & Disability
Up to $8,500 per home

Illinois Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Illinois DCEO providing free energy efficiency improvements incl...

Weatherization
Up to $17,500 grant

IHDA Access to Home Program

State-funded grant program providing accessibility modifications for Illinois homeowners with disabilities. Covers ramps...

Seniors & Disability
Up to $1,350 rebate

Ameren Illinois HVAC Rebate Program

Ameren Illinois offers rebates for qualifying high-efficiency central air conditioners, heat pumps, and smart thermostat...

Energy
Up to $1,200 rebate

Ameren Illinois Home Insulation Rebate

Ameren Illinois provides rebates for qualifying home insulation improvements including attic, wall, and basement insulat...

Weatherization
Up to $400 rebate

Ameren Illinois Water Heater Rebate

Rebates for installing energy-efficient electric water heaters, including heat pump water heaters (up to $400) and stand...

Energy
Free efficiency upgrades

Ameren Illinois Income-Qualified Energy Efficiency

Free home energy assessments and efficiency upgrades for income-qualified Ameren Illinois customers, including insulatio...

Energy
Varies by system size

Illinois Shines Solar Incentive Program

Illinois Shines provides Renewable Energy Credits (RECs) for residential solar installations, effectively reducing the u...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their needs. Cove...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to adapt...

Veterans
Up to $35,000 forgivable loan

Madison County HOME Program

HUD HOME Investment Partnerships Program funds for major home rehabilitation in Madison County. Forgivable loan for low-...

Home Repair
Up to $10,000 grant

Collinsville Senior Home Repair Grant

Grant program specifically for senior homeowners (62+) in Collinsville needing home repairs to age in place safely. Cove...

Seniors & Disability
Up to $5,000 grant

Collinsville Sewer Lateral Replacement Program

Grant program to assist low-income homeowners with the cost of repairing or replacing defective sewer lateral lines on p...

Home Repair
Free lead hazard control

Illinois Lead-Safe Housing Program

State-funded lead hazard control program for homes with children under 6 years old with elevated blood lead levels or at...

Home Repair
Up to $8,000 assessed value exemption

Illinois Senior Citizens Property Tax Exemption

Illinois homeowners age 65+ can exempt up to $8,000 of assessed value from property taxes. Must be occupied as principal...

Property Tax Relief
Freezes assessed value

Illinois Senior Citizens Assessment Freeze

Illinois homeowners age 65+ with household income below $65,000 can freeze the assessed value of their home, preventing ...

Property Tax Relief
Up to $1,200 heating assistance

Illinois Low Income Home Energy Assistance Program (LIHEAP)

Federal heating and cooling assistance program for low-income Illinois households. Provides financial assistance with en...

Energy
Varies by disaster and damage

Illinois Rebuild Program (State Disaster Recovery)

State disaster recovery program activated after federally declared disasters to help homeowners repair or rebuild homes ...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Collinsville

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Frequently asked questions

What home improvement grants are available in Collinsville, IL?

26 programs are currently listed for Collinsville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Collinsville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Collinsville, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Collinsville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.