San Mateo County Sewer Lateral Loan Program

San Mateo County Environmental Health

Available Home Repair

About This Program

Low-interest financing for repair or replacement of private sewer lateral lines in San Mateo County. Loans available to all homeowners regardless of income. Repayment typically 5-10 years at below-market rates.

Low-interest loan; typical rate 3-4%; must be repaid over loan term

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $15,000
  • For sewer lateral repair or replacement
  • Available to all homeowners, no income limit
  • Typical interest rate 3-4%
  • 5-10 year repayment terms available

How to Apply

A grant-savvy contractor in Colma, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Colma early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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