Home Improvement Grants in Colma.

Find grants, rebates, forgivable loans, and free programs for Colma, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Colma, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $60,000

San Mateo County Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation loans for owner-occupied homes in unincorporated San Mateo County and participating cities in...

Home Repair
Grant up to $10,000

San Mateo County Emergency Home Repair Grant

Emergency grants for urgent health and safety repairs in owner-occupied homes. Available to households at or below 50% A...

Emergency
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federally funded weatherization services for low-income households in San Mateo County. Includes attic and wall insulati...

Weatherization
Up to $6,500 in rebates

PG&E Energy Upgrade California Home Upgrade

Rebates for comprehensive whole-home energy upgrades including insulation, air sealing, duct sealing, and HVAC system im...

Energy
Up to $3,000 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for installing ENERGY STAR certified heat pump water heaters in single-family homes. Additional rebates available...

Energy
Up to $3,500 rebate

PG&E Central Air Conditioning & Heat Pump Rebate

Rebates for installing high-efficiency central air conditioners or electric heat pumps in single-family homes. Higher re...

Energy
Monthly bill credits for excess generation

California Net Energy Metering (NEM 3.0)

Net metering program allowing Colma homeowners with solar panels to receive bill credits for excess electricity sent to ...

Solar/Renewable
Up to $1,000/kWh for battery storage

California Self-Generation Incentive Program (SGIP)

Incentives for residential battery energy storage systems. Standard residential rate is $150/kWh; higher incentives of $...

Solar/Renewable
30% tax credit on total system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar photovoltaic systems and battery storage installed in Colma homes. ...

Solar/Renewable
Free lead hazard removal

San Mateo County Lead Hazard Reduction Program

HUD-funded program to identify and remediate lead paint hazards in homes built before 1978 in San Mateo County. Priority...

Home Repair
Up to $3,000 for earthquake retrofits

California Residential Mitigation Program (CRMP)

Grants for seismic retrofits of older homes in California earthquake zones. Covers foundation bolting, cripple wall brac...

Disaster
Up to $25,000 grant

San Mateo County Accessibility Modification Program

Grants for accessibility improvements in homes of seniors and persons with disabilities in San Mateo County. Covers whee...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes or remove heal...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers w...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which th...

Veterans
Up to $5,000 grant

San Mateo County Senior Home Repair Grant

Small repair grants for low-income seniors age 60+ in San Mateo County to address health and safety hazards in their hom...

Seniors & Disability
Low-interest loan up to $15,000

San Mateo County Sewer Lateral Loan Program

Low-interest financing for repair or replacement of private sewer lateral lines in San Mateo County. Loans available to ...

Home Repair
20% down payment assistance

CalHFA Dream For All Shared Appreciation Loan

Down payment assistance program providing up to 20% of the purchase price as a shared appreciation loan for first-time h...

Homebuyer
Up to $15,000 or 3.5% of purchase price

CalHFA MyHome Assistance Program

Down payment and closing cost assistance for first-time homebuyers in California. Available as a deferred junior loan wi...

Homebuyer
20-35% discount on monthly bills

PG&E CARE/FERA Utility Discount

California Alternate Rates for Energy (CARE) provides a 20% discount on electric and gas bills for qualifying low-income...

Energy
Up to $1,000 toward utility bills

Low Income Home Energy Assistance Program (LIHEAP)

Federally funded program providing one-time energy assistance payments to low-income households in California. Helps wit...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Colma

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Frequently asked questions

What home improvement grants are available in Colma, CA?

25 programs are currently listed for Colma, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Colma have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Colma, 17 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Colma?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.