USDA Section 504 Home Repair Loans and Grants

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors unable to repay a loan.

Combined loan and grant estimate for eligible senior homeowners

Key Details

  • Low-interest loans up to $40,000 for repairs
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Very low-income households in eligible rural areas
  • Owner-occupied homes only
  • Repairs must remove health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 783-1300

A grant-savvy contractor in Columbia, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Columbia, TN contractors

Find More Programs in Columbia, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs