Find grants, rebates, forgivable loans, and free programs for Columbia, TN, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Columbia, TN, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by the state to reduce energy costs for low-income households. Services incl...
THDA provides grants to low- and moderate-income homeowners for critical home repairs that affect health and safety. Eli...
CDBG-funded program providing forgivable loans for major home repairs to low-income homeowners in Maury County. Loan is ...
Provides grants to make homes accessible for residents with disabilities. Modifications include wheelchair ramps, grab b...
Grant program for homeowners age 62 and older to maintain safe, livable homes. Funds critical repairs including roofing,...
Rebate for MTE members who install qualifying high-efficiency heat pumps. Rebates range from $200 to $600 depending on s...
Rebate for MTE members who install qualifying high-efficiency electric water heaters or heat pump water heaters. Standar...
Rebate for MTE members who add insulation or perform air sealing to improve home energy efficiency. Rebate covers attic ...
USDA program offering low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) to very low-income h...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Als...
Federal HOME funds administered by THDA for owner-occupied rehabilitation. Provides grants or deferred/forgivable loans ...
HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...
Tennessee previously offered a solar energy tax credit for residential solar installations but the program expired. Home...
Net metering program allowing MTE members with solar PV systems to receive credit for excess electricity sent to the gri...
Low Income Home Energy Assistance Program helps eligible households pay heating and cooling bills. Priority given to eld...
Emergency assistance for households facing utility disconnection, lack of heating or cooling, or other energy-related cr...
State property tax relief program for homeowners age 65+, totally disabled, or disabled veterans. Provides exemption on ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Columbia, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Columbia, 16 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.