Home Improvement Grants in Columbia.

Find grants, rebates, forgivable loans, and free programs for Columbia, SC, filtered to your situation.

As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Columbia, SC, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 16 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 30 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

South Carolina Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs by making homes more energy efficient. Services includ...

Weatherization
Forgivable loan up to $35,000

City of Columbia Owner-Occupied Rehabilitation Program

Provides major home rehabilitation for low-income owner-occupied households within Columbia city limits. Loan is forgive...

Home Repair
Grant up to $10,000

City of Columbia Emergency Home Repair Grant

Provides emergency grants to address immediate health and safety hazards in owner-occupied homes. Priority given to elde...

Emergency
Up to $25,000 forgivable loan

Columbia ADA Home Accessibility Modification Program

Provides accessibility modifications for disabled and elderly homeowners to improve safety and mobility within the home....

Seniors & Disability
Up to $5,000 grant

Columbia Sewer Lateral Repair Assistance Program

Assists low-income homeowners with the cost of repairing or replacing privately-owned sewer lateral lines from the home ...

Home Repair
Free lead hazard removal

SC Housing Lead-Based Paint Hazard Control Program

HUD-funded statewide program to identify and remediate lead-based paint hazards in pre-1978 homes with young children. S...

Home Repair
Up to $600 rebate

Dominion Energy Heat Pump Rebate

Cash rebate for Dominion Energy electric customers who install qualifying high-efficiency heat pump systems. Rebate amou...

Energy
$100 rebate on tune-up

Dominion Energy HVAC Tune-Up Program

Offers rebate to Dominion Energy customers who receive a professional HVAC system tune-up. Regular maintenance improves ...

Energy
Up to $400 rebate

Dominion Energy Home Insulation Rebate

Rebate program for Dominion Energy customers who add insulation or air sealing to their homes. Improvements must meet mi...

Weatherization
$100 rebate per thermostat

Dominion Energy Smart Thermostat Rebate

Cash rebate for purchasing and installing qualifying Wi-Fi-enabled smart thermostats. Smart thermostats automatically op...

Energy
Up to $1,000 rebate

Santee Cooper Residential Solar Incentive

Rebate program for residential customers installing solar photovoltaic systems. Incentive provided per installed kilowat...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas of Richland County to repair, improve, o...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to help purchase or modify a home to accommodate...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to make adaptations to a family member's home in...

Veterans
Up to $40,000 forgivable loan

Richland County HOME Rehabilitation Program

HOME Investment Partnerships Program provides forgivable loans to income-qualified homeowners in Richland County for com...

Home Repair
Up to $15,000 grant

Richland County Senior Home Repair Program

Provides home repair grants to senior homeowners age 62 and older in Richland County. Covers critical repairs to ensure ...

Seniors & Disability
Up to $4,500 grant

Richland County Water/Sewer Lateral Repair Program

Assists low-income homeowners in unincorporated Richland County with repairing or replacing failed water or sewer latera...

Home Repair
Up to $20,000 forgivable loan

South Carolina First Responder Rehabilitation Program

Provides home rehabilitation assistance to qualifying first responders (law enforcement, firefighters, EMTs) in South Ca...

Home Repair
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Available for solar photovo...

Solar/Renewable
Up to $840 in rebates

SC Energy Efficient Appliance Rebate Program

State rebate program for purchasing ENERGY STAR certified appliances including water heaters, heat pump water heaters, a...

Energy
25% state tax credit

South Carolina Historic Rehabilitation Tax Credit

State income tax credit equal to 25% of qualified rehabilitation expenses for certified historic homes. Home must be lis...

Historic
Varies by project, up to 100% grant

FEMA Flood Mitigation Assistance (FMA) Program

Provides funding to homeowners in high-risk flood areas for property elevation, acquisition, or flood-proofing. Priority...

Disaster
100% project financing

Palmetto Clean Energy PACE Financing

Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy efficiency and renewable energy impr...

Energy
Up to $500 tree planting grant

Richland County Urban Forestry Grant

Provides matching grants to Richland County homeowners to plant shade trees on residential properties. Strategically pla...

Energy
Up to $10,000 forgivable loan

Richland County Septic Tank Repair Program

Assists low-income homeowners in unincorporated Richland County with repairing or replacing failing septic systems. Forg...

Home Repair
Subscription-based savings

Dominion Energy Community Solar Program

Allows Dominion Energy customers to subscribe to a portion of a shared solar facility without installing panels on their...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Columbia

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Columbia, SC?

30 programs are currently listed for Columbia, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Columbia have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Columbia, 19 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Columbia?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.