USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas of Richland County to repair, improve, or modernize their homes. Grants available only to homeowners age 62+ who cannot repay a loan. May be used to remove health and safety hazards.

Combination loan/grant program, seniors 62+ may receive grant portion

Key Details

  • Loans up to $40,000 and/or grants up to $10,000
  • Very low income homeowners in eligible rural areas
  • Grants available only to seniors 62+
  • Removes health/safety hazards, improves accessibility
  • 1% interest rate on loans

How to Apply

Deadline: Applications accepted year-round

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