Adams County First-Time Homebuyer Assistance

Adams County Community Development

Available Down Payment

About This Program

Adams County provides down payment and closing cost assistance for first-time homebuyers. Available as forgivable loan or grant depending on income level. Must complete homebuyer education course and purchase within Adams County.

Assistance amount varies by income and purchase price

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • Must be first-time homebuyer
  • Income at or below 100% AMI required
  • Homebuyer education course required
  • Apply through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(303) 637-8000

A grant-savvy contractor in Commerce City, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications through participating lenders

Questions about this program?

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