Concord Owner-Occupied Rehabilitation Program

City of Concord Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for substantial home repairs to low-income owner-occupants in Concord. Loan is forgiven after 5 years of continued occupancy and compliance with program requirements including maintaining homeowners insurance and property taxes.

Forgivable loan, no repayment if residency and compliance maintained for 5 years

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied within Concord city limits
  • Loan forgiven after 5 years of compliance
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Concord, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications subject to annual funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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