NC Housing Finance Agency Rehabilitation Loan

North Carolina Housing Finance Agency

Available Home Repair

About This Program

Low-interest rehabilitation loan for homeowners statewide to make necessary home repairs and improvements. Features a fixed 3% interest rate and 20-year term. Can be combined with first mortgage or taken as standalone loan. Income limits apply based on household size and county.

Loan at 3% fixed interest over 20 years; estimate reflects typical loan amount

Key Details

  • Low-interest loan up to $50,000
  • Fixed 3% interest rate, 20-year term
  • Income limits vary by household size
  • Can be combined with first mortgage
  • Covers major repairs and improvements

How to Apply

A grant-savvy contractor in Concord, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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