Home Improvement Grants in Concord.

Find grants, rebates, forgivable loans, and free programs for Concord, NH, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Concord, NH, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 average

New Hampshire Weatherization Assistance Program (WAP)

State-administered federal weatherization program providing free energy efficiency improvements to income-eligible house...

Weatherization
Up to $25,000 loan

NH Housing Home Repair Program

Low-interest loan program for moderate-income homeowners to make necessary home repairs. Loans feature below-market inte...

Home Repair
Up to $35,000 deferred loan

Concord CDBG Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation program for low-income owner-occupants in Concord. Provides deferred, forgivable loans for ma...

Home Repair
Free lead hazard remediation

NH Lead Paint Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under 6 or pregnant women...

Home Repair
Up to $4,000 in rebates

NHSaves Home Energy Assistance

Statewide utility-sponsored program offering rebates and incentives for energy efficiency improvements. Eligible measure...

Energy
Up to $1,200 per unit

NHSaves Heat Pump Rebate Program

Rebates for qualifying air-source and ground-source heat pumps installed by participating contractors. Rebates vary by s...

Energy
Up to $1,000 rebate

NH Residential Solar Rebate Program

State-administered rebate for residential solar photovoltaic installations. Provides per-watt incentive for qualifying s...

Solar/Renewable
Up to $15,000 grant

Concord CDBG Accessibility Modification Grant

CDBG-funded grant program to make accessibility modifications for low-income Concord homeowners with disabilities or sen...

Seniors & Disability
Up to $5,000 grant

Concord Emergency Home Repair Program

CDBG-funded emergency repair grants for very low-income Concord homeowners facing immediate threats to health and safety...

Emergency
Loans up to $25,000

NH Septic System Repair Loan Program

State-administered low-interest loan program for repair or replacement of failing septic systems. Designed to protect wa...

Home Repair
Up to $700 rebate

NHSaves Water Heater Rebate

Rebates for high-efficiency electric or gas water heaters, including heat pump water heaters. Rebate amount varies by ty...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal USDA program offering loans and grants to very low-income rural homeowners to repair, improve, or modernize thei...

Seniors & Disability
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their homes. Cove...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain severe service-connected disabilities (e.g., loss of use of both legs, blindness in b...

Veterans
Up to $1,500 assistance

NH ServiceLink Senior Safe at Home Program

Program to help seniors age 60+ make minor home modifications to prevent falls and maintain independent living. Covers g...

Seniors & Disability
Varies by income and location

NH Housing HomeFlex Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in New Hampshire. Assistance provided as a deferred, ...

Homebuyer
Up to $500 rebate

NHSaves Electric Vehicle Charger Rebate

Rebate for residential electric vehicle charging equipment (Level 2 chargers). Encourages adoption of electric vehicles ...

Energy
Property tax exemption (local)

NH Elderly and Disabled Tax Relief Program

State-mandated local property tax exemption for qualifying residents age 65+ or with disabilities. Exemption amount vari...

Property Tax Relief
Up to $5,000 grant

NH HomeFirst Down Payment Assistance

Down payment assistance grant for low-income first-time homebuyers. Provides up to $5,000 in grant funds that do not nee...

Homebuyer
Varies by project

NH Division of Historical Resources Grants

Competitive grants for preservation and restoration of historic properties listed on or eligible for the National Regist...

Historic
Average benefit $1,750

NH Fuel Assistance Program (LIHEAP)

Federal LIHEAP-funded program providing heating assistance to eligible low-income households. Assists with heating costs...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Concord

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Frequently asked questions

What home improvement grants are available in Concord, NH?

25 programs are currently listed for Concord, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Concord have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Concord, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Concord?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.