USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Federal USDA program offering loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan. Eligible areas include parts of Merrimack County.

Grant portion for seniors 62+; loan with 1% interest for others

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+ (very low income)
  • Must be in eligible rural area
  • Income at or below 50% AMI
  • Covers health/safety repairs, accessibility

How to Apply

A grant-savvy contractor in Concord, NH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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