USDA Section 504 Home Repair Loan

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loan program for rural homeowners to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest for very-low-income homeowners in eligible rural areas. 20-year repayment term.

Loan amount based on repair needs, 1% interest over 20 years

Key Details

  • Low-interest loans up to $40,000
  • 1% interest rate, 20-year term
  • For rural homeowners in eligible areas
  • Income at or below 50% AMI
  • Repairs must remove health/safety hazards

How to Apply

A grant-savvy contractor in Copperas Cove, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Copperas Cove, TX

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