Find grants, rebates, forgivable loans, and free programs for Copperas Cove, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Copperas Cove, TX, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for low-income owner-occupied households in Copperas Cove. Loan is forgiven after 5 years of...
Emergency repair grants for owner-occupied homes in Copperas Cove facing immediate health and safety hazards. Grant does...
Federally funded weatherization services for income-eligible households in Copperas Cove. Includes insulation, air seali...
Rebate for residential customers in the Oncor service territory who install qualifying high-efficiency HVAC systems, inc...
Rebate for Oncor residential customers who add qualifying insulation to attics, walls, or floors. Must meet minimum R-va...
Rebate for Atmos Energy natural gas customers in Copperas Cove who install qualifying high-efficiency furnaces. Must mee...
Rebate for Atmos Energy customers who install ENERGY STAR certified tankless or high-efficiency natural gas water heater...
Texas law exempts the added home value from solar panel installations from property tax assessments. Homeowners in Coppe...
Federal tax credit covering 30% of the cost of residential solar panel systems installed for installations completed by ...
Low-interest loan program for rural homeowners to repair, improve, or modernize their homes. Loans up to $40,000 at 1% i...
Grant program for very-low-income rural homeowners age 62 or older to remove health and safety hazards. Grants up to $10...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resides...
Federal HOME funds administered by TDHCA for owner-occupied housing rehabilitation. Program provides grants and forgivab...
Grant program for low-income homeowners with disabilities to make accessibility modifications to their homes. Covers ram...
Comprehensive rehabilitation assistance for low-to-moderate income homeowners in Copperas Cove. Forgivable loan covers m...
Grant program specifically for homeowners age 62 and older in Copperas Cove to address health, safety, and accessibility...
Assistance program for low-to-moderate income homeowners in Copperas Cove who need to repair or replace private sewer la...
Texas homestead exemption reduces the taxable value of your primary residence. Additional exemptions available for senio...
Federal CDBG-DR funds administered by Texas GLO for homeowners affected by presidentially declared disasters. Provides r...
Rebates available when purchasing new ENERGY STAR certified homes in Texas. Participating builders in the Copperas Cove ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Copperas Cove, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Copperas Cove, 14 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.