Home Improvement Grants in Coral Gables.

Find grants, rebates, forgivable loans, and free programs for Coral Gables, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Coral Gables, FL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Coral Gables Owner-Occupied Rehabilitation Program

Provides home rehabilitation loans for low-income owner-occupied households in Coral Gables. Loan is forgiven after 10 y...

Home Repair
Up to $20,000 grant

Coral Gables ADA Home Modification Program

Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities. Covers ramps, b...

Seniors & Disability
Up to $10,000 grant

Coral Gables Emergency Home Repair Grant

Provides emergency home repair grants for very low-income owner-occupied households facing immediate health and safety h...

Emergency
Up to $7,500 grant

Coral Gables Senior Home Repair Program

Provides minor home repair grants for seniors age 62+ in Coral Gables. Covers essential repairs and safety improvements ...

Seniors & Disability
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs for low-income households through insulation, air seal...

Weatherization
Up to $1,500 in rebates

FPL Home Energy Survey and Rebates

FPL offers free in-home energy surveys and rebates for qualifying energy-efficient upgrades including HVAC systems, wate...

Energy
Up to $1,600 rebate

FPL Heat Pump Rebate Program

FPL provides rebates for the installation of qualifying high-efficiency heat pump systems. Rebate amount varies based on...

Energy
Monthly bill credits

FPL SolarTogether Program

Community solar program that allows FPL customers to subscribe to a share of solar energy without installing panels on t...

Solar/Renewable
Full retail rate credit for excess solar

Florida Net Metering for Solar

Florida law requires utilities to offer net metering to customers with solar panels. Excess solar energy sent to the gri...

Solar/Renewable
100% property tax exemption on solar value

Florida Solar Energy System Property Tax Exemption

Florida statute exempts the added value of solar energy systems from property tax assessments. Solar panels and related ...

Property Tax Relief
Sales tax exemption on solar equipment

Florida Solar Sales Tax Exemption

Florida exempts residential solar energy systems from state sales tax. Saves 6% on equipment and installation costs. App...

Solar/Renewable
Free lead hazard removal

Miami-Dade County Lead-Based Paint Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 Miami-Dade County homes with children ...

Home Repair
Up to $5,000 grant

Miami-Dade Water Sewer Lateral Assistance

Provides financial assistance for repair or replacement of private sewer laterals for low-income and senior homeowners i...

Home Repair
Up to $10,000 grant for hurricane hardening

My Safe Florida Home Program

State-funded program providing free home inspections and grants up to $10,000 for hurricane mitigation improvements incl...

Disaster
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt an existing home for accessibility. Covers mo...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize hom...

Home Repair
Down payment assistance up to $15,000

Florida Housing Finance Corporation First-Time Homebuyer Programs

Provides down payment and closing cost assistance for first-time homebuyers in Florida. Offers competitive interest rate...

Homebuyer
Up to $50,000 for rehabilitation

Miami-Dade County HOME Investment Partnerships Program

Federally funded HOME program providing rehabilitation assistance to low-income homeowners in Miami-Dade County. Covers ...

Home Repair
Up to $25,000 per household

Florida Homeowners Assistance Fund

Federal program that provided assistance to homeowners for mortgage payments, property taxes, insurance, HOA fees and ut...

Home Repair
Varies by project

Florida Resilient Homes Initiative

State initiative providing funding for flood mitigation projects including home elevation, flood-proofing, and structura...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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