USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors age 62+ may qualify for grants up to $10,000. Coral Gables is not eligible as it is not designated rural, but nearby areas may qualify.

Maximum loan or grant, availability depends on rural designation

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Only available in USDA-designated rural areas
  • Coral Gables not eligible, nearby rural areas may qualify

How to Apply

Get free help applying Visit Official Program Page Track this program

(954) 816-5890

A grant-savvy contractor in Coral Gables, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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