Find grants, rebates, forgivable loans, and free programs for Coram, NY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Coram, NY, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy efficiency upgrades to income-eligible households in Suffolk County. ...
NYSERDA-administered program providing free or low-cost energy efficiency improvements to income-eligible homeowners and...
Rebate program for PSEG-LI customers installing qualified air-source or ground-source heat pumps. Rebate amounts vary by...
Instant rebate for purchasing eligible smart thermostats through participating retailers. Smart thermostats help optimiz...
New York State offers a 25% tax credit on solar PV installations, up to $5,000, in addition to the federal 30% solar Inv...
State-funded program to identify and remove lead-based paint hazards from homes built before 1978 where children under a...
Provides zero-interest deferred loans to low- and moderate-income homeowners in Suffolk County for major home repairs an...
Grant program to assist Suffolk County homeowners with the cost of replacing failing septic systems with advanced nitrog...
Provides grants to low-income Suffolk County homeowners with disabilities to make accessibility modifications such as ra...
Grant program for low-income seniors age 60+ in Suffolk County to address emergency home repairs that affect health and ...
USDA program providing low-interest loans (up to $27,500) and grants (up to $10,000 for seniors 62+) to very low-income ...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...
School Tax Relief (STAR) program provides property tax exemption for owner-occupied primary residences. Basic STAR is av...
Enhanced STAR provides larger property tax exemption for homeowners age 65+ with income of $98,700 or less. Offers great...
Property tax exemption for wartime veterans who served in combat zones. Provides 15% reduction on assessed value for pro...
Rebates for PSEG-LI customers purchasing ENERGY STAR certified appliances including refrigerators, clothes washers, drye...
Comprehensive energy efficiency program starting with discounted home energy audit ($75), followed by rebates for insula...
Additional upfront solar incentive for low- to moderate-income New York homeowners installing solar PV systems. Stacks w...
New York State offers a 25% tax credit on residential geothermal heat pump installations up to $7,500, plus credits for ...
Forgivable loan program assisting first-time homebuyers in Suffolk County with down payment and closing costs. Loan is f...
Federal HOME Investment Partnerships Program funds administered by New York State to assist low-income homeowners with s...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Coram, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Coram, 18 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.