USDA Section 504 Home Repair Loan & Grant

About This Program

USDA program providing low-interest loans (up to $27,500) and grants (up to $10,000 for seniors 62+) to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Coram qualifies as eligible rural area.

Combined typical loan and grant for qualifying very low-income senior

Key Details

• Loan up to $27,500 at 1% interest
• Grant up to $10,000 for seniors 62+
• Income at or below 50% AMI required
• Must be in eligible rural area (Coram qualifies)
• Owner-occupied homes only

How to Apply

A grant-savvy contractor in Coram, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications