USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1% for 20 years) and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $10,000 available for homeowners 62+ who cannot repay a loan. Some parts of Mecklenburg County may qualify.

Combination of grant and loan based on age and ability to repay; seniors may receive full grant

Key Details

  • Low-interest 1% loans up to $27,500
  • Grants up to $10,000 for seniors 62+
  • Income must be below 50% area median
  • Check rural eligibility for your address
  • Covers health and safety repairs, accessibility

How to Apply

A grant-savvy contractor in Cornelius, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cornelius, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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