Home Improvement Grants in Costa Mesa.

Find grants, rebates, forgivable loans, and free programs for Costa Mesa, CA, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Costa Mesa, CA, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Costa Mesa Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs for income-qualified owner-occupied homes in Costa Mesa. Loan...

Home Repair
Up to $10,000 grant

Costa Mesa Emergency Home Repair Grant

Provides emergency grants for urgent health and safety repairs to owner-occupied homes in Costa Mesa. Priority given to ...

Emergency
Up to $25,000 grant

Costa Mesa ADA Accessibility Modification Grant

Provides grants for accessibility modifications to homes occupied by persons with disabilities in Costa Mesa. Covers ram...

Seniors & Disability
Up to $7,500 forgivable loan

Costa Mesa Sewer Lateral Repair Program

Assists income-qualified Costa Mesa homeowners with sewer lateral repairs or replacements from the house to the main sew...

Home Repair
Up to $6,500 in rebates

SCE Home Energy Upgrade Rebates

Southern California Edison rebates for comprehensive home energy upgrades including insulation, air sealing, duct sealin...

Weatherization
Up to $3,000 rebate

SCE Heat Pump HVAC Rebate

Rebate for installing qualifying electric heat pump systems for heating and cooling. Higher rebates available for income...

Weatherization
Free energy upgrades

SCE Energy Savings Assistance Program

No-cost weatherization and energy efficiency upgrades for income-qualified SCE customers. Includes insulation, weather s...

Energy
Up to $2,500 in rebates

SoCalGas Energy Efficiency Rebates

Rebates for high-efficiency gas furnaces, water heaters, tankless water heaters, and weatherization improvements. Availa...

Weatherization
Up to $100,000 financing

HERO PACE Solar & Efficiency Financing

Property Assessed Clean Energy (PACE) financing for solar panels, energy efficiency upgrades, and water conservation imp...

Solar/Renewable
Up to $8,000 per home

California Weatherization Assistance Program (WAP)

Federally funded weatherization services for low-income households administered through Orange County Community Action P...

Weatherization
Up to $3,000 solar rebate

California Solar Initiative (CSI) - Equity Programs

Income-qualified solar incentive program for low-income homeowners in SCE territory. Provides upfront rebates to reduce ...

Solar/Renewable
Up to $150,000 down payment assistance

Orange County First-Time Homebuyer Program

Down payment and closing cost assistance for first-time homebuyers in Orange County including Costa Mesa. Silent second ...

Homebuyer
Up to $25,000 or 3.5% of purchase price

CalHFA MyHome Assistance Program

Down payment assistance grant (not a loan) for first-time homebuyers purchasing in California including Costa Mesa. Must...

Homebuyer
Up to $50,000 deferred loan

CalHome Owner-Occupied Rehabilitation

State-funded home rehabilitation program for low-income owner-occupants. Deferred loan with 0% interest, due upon sale o...

Home Repair
Up to $15,000 per unit

California Lead-Based Paint Hazard Reduction Program

State-funded lead hazard reduction for pre-1978 homes with children under 6 or pregnant women. Covers lead testing, inte...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they live. Covers entrance...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Very low-interest loans and grants for low-income homeowners in rural areas to repair, improve, or modernize homes. Cost...

Home Repair
Up to $5,000 grant

Orange County Senior Home Repair Program

Provides minor home repairs and safety modifications for low-income seniors age 62+ in Orange County. Covers grab bars, ...

Seniors & Disability
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit worth 30% of the cost of installing a solar energy system on your home. Applies to solar panels, inst...

Solar/Renewable
Up to $3,000 for turf replacement

Orange County Water District Landscape Rebates

Rebates for replacing grass lawns with water-efficient landscaping and installing smart irrigation controllers. $3 per s...

Weatherization
Up to $1,000 charger rebate

SCE Electric Vehicle Charger Rebate

Rebates for installing Level 2 electric vehicle charging equipment at single-family and multi-family homes. Covers charg...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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