Costa Mesa Owner-Occupied Rehabilitation Program

City of Costa Mesa Community Development

Available Home Repair

About This Program

CDBG-funded forgivable loan program for major home repairs for income-qualified owner-occupied homes in Costa Mesa. Loan is forgiven after 15 years of continued owner occupancy.

Forgivable loan, no repayment if you remain in home 15 years

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Costa Mesa
  • Forgiven after 15 years of compliance
  • Covers structural, systems, and code violations

How to Apply

A grant-savvy contractor in Costa Mesa, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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