USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Crossville area qualifies as rural for USDA purposes. Loans at 1% fixed interest for up to 20 years.

Low-interest loan estimate at 1% fixed rate

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Up to 20-year repayment term
  • Can be used for major repairs and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 277-2620

A grant-savvy contractor in Crossville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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